In addition to credit card processing services, Clover offers POS software and hardware. While Google Pay is available on all Android phones, Samsung phone users would need to toggle back and forth from Google Pay to Samsung Pay and are required to designate one as a favorite.Īll Clover credit card readers accept near-field communication (NFC) payments, which is required for digital wallets (except Samsung Pay, which can also work with a magnetic stripe reader).īy allowing merchants to accept all three top digital wallets, Clover will help you accommodate most consumers. Clover lets merchants accept Apple Pay, Google Pay and Samsung Pay.

Our pick is Clover (see our full review of Clover).

The best credit card processors allow merchants to accept one or more digital payment methods in addition to credit cards. If you’re a small business that wants to accept digital wallet payments, you’ll need to ensure your credit card processor supports them.

You must have a Samsung device to use it.

You can use Samsung Money as a bank account and earn interest.

It can be used with non-NFC credit card readers.

Its user base is growing more slowly than Apple’s.

It recently relaunched, requiring users to download a new app and reinstall.

It’s much less used than Apple Pay (10.3% of digital wallet in-store purchases).

It’s a good option for Android phone users.

It has a fast projected growth of 40% (2020 to 2025).

Fewer than 2% of in-store purchases are made with Apple Pay.

It accounts for nearly half of all in-store digital wallet purchases (45.5%).

Apple Pay users live in urban centers, are younger and earn more than users of other digital wallets.

It has the fastest YOY growth in users: 24% from 2020 to 2021.

consumers have an Apple Pay-enabled device. merchants accept it (according to Apple).

Samsung pay v apple pay